Contractor Liability Insurance
Contractor liability insurance, otherwise known as General liability insurance, pays for bodily injury and property damage that occur as a result of the contractor’s actions. This pays for cases where the contractor does damage to a home or hurts someone while working. Contractor liability insurance, along with a Contractor license bond, is required in order to maintain a contractor license with the States of Washington and Oregon.
Having an agent that specializes in protecting contractors is vital towards having a successful business for generations. Over two-thirds of our clients are contractors as we have relationships with the best insurance companies that understand General Contractors and Specialty Contractors of almost every kind. Let us help you save money and time on your Contractor Liability Insurance and Contractor Bond needs.
Washington State Contractor License Bonds
Specialty Contractor License Bonds, General Contractor License Bonds, Performance Bonds, Subdivision Bonds, Electrical Bonds for Washington State contractors regardless of credit. Specialty Contractor license bonds start out for as low as $112 per year and General Contractor License bonds start out for as little as $223 per year.
Oregon Contractor License Bonds
Residential Limited Contractor License Bonds, Residential Specialty Contractor License Bonds, Residential General Contractor License Bonds, Residential Developer Bonds, Commercial Specialty Bonds, Commercial Developer Bonds, Commercial General – 2 Bonds, Landscape Contractor Bonds, Performance Bonds, Subdivision Bonds, forr Oregon State contractors regardless of credit. Landscape Contract bonds start at $75, Limited Contractor Bonds start at $120, Residential Specialty Contractor Bonds start at $180, and Residential General Contractor Bonds start at $240.
Builders Risk Insurance
Builder’s risk insurance covers the building materials being used in the construction project. It covers the materials for claims involving fire, theft and vandalism. We can write single shot/project policies or reporting form policies that provide blanket coverage for a larger number of projects.
Whether you need coverage for new construction, additions, or major renovations – we will shop the best builders risk programs that fit your needs.
Commercial Auto Insurance
Contractors are our #1 specialty, as they make up over 2/3 of our business clients. If you have work vehicles you use in your construction business, you need a commercial automobile policy. A personal automobile policy will not cover your commercial use vehicles, so a commercial auto insurance policy is required.
Oftentimes, commercial auto insurance rates are lower or comparable to personal auto insurance when similar coverage amounts are compared. Having the right insurance saves money in the long run as well as preventing declined claims. Having the right coverage also makes it easier to get more lucrative contracts from other contractors, property management companies, and governments because they usually require certificates of insurance that include business auto.
Please call us at 253-292-6822 for a free quote and analysis of your current insurance situation. New ventures, as well as established businesses, with drivers that have perfect or imperfect records are all welcomed.
Tools and Mobile Equipment Coverage
Contractor’s equipment coverage is an important part of almost any construction project. The cost of this equipment varies, but larger machinery and equipment can be extremely expensive, with some worth hundreds of thousands of dollars or more. Contractor’s equipment insurance provides coverage for damage to mobile equipment, including tools and machinery, used in construction as well as in a variety of other activities. This coverage is usually not restricted to any single location, so it applies at job sites, other locations, and while in transit. Our contractor equipment insurance specialists can package this valuable coverage with your general liability and business auto insurance and save you time and money.
Call us today for a fast, free Contractors Equipment Coverage Insurance Quote – 253-292-6822.